The Shenandoah Valley's Leading Real Estate Team

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#2 ERA Team in the country in 2003 and 2005
2007 Salesperson of the Year, Blue Ridge Association of  REALTORS®

 

 Learn about:

     

First-time buyers

   

Click HERE for common questions and their answers from first-time homebuyers.

FHA loan limits by area

If you are a first time homebuyer or have low to moderate income, you may be eligible for a mortgage insured by the Department of Housing and Urban Development (HUD) through the Federal Housing Administration (FHA). Virginia residents click HERE and West Virginia residents click HERE.

Interest Rates

 

 

Looking for competitive interest rates? Click on the above link to learn about some of my favorite lenders in the area.

Lead Based Paint

 

 

Click on the above link to learn more about lead based paint. If your home was built before 1978 there is a good chance lead based paint was used within your house. A lead inspection can determine exactly where lead is located in your home; including windows, trim, doors, railings, columns and surfaces that have been repainted, which may contain layers of lead based paint underneath.

Megan's Law: Look up sex offenders before you buy

 

You should exercise whatever due diligence you deem necessary with respect to information on any sexual offenders registered under Chapter 23 section 19.2-387 et seq. of Title 19. Such information may be obtained by contacting your local police department or the Department of State Police, Central Records Exchange at (804)-674-2000 or by clicking on the above link. West Virginia residents click HERE

Moving Tips

Radon

If you desire to make hazardous material, radon, part of your home inspection, this needs to be part of your terms to the contract. For further information, you can contact the United States Environmental Protection Agency (EPA), the Virginia Department of Health or, for West Virginia residents, the West Virginia Department of Health and Human Resources. Virginia Department of Health has a Radon Hot Line (1-800-468-0138). CLICK HERE to search additional websites and find more information. Home buyers and sellers CLICK HERE for your "GUIDE TO RADON."

Senior Market

Retiring in Western Virginia, click here for information. Retiring in West Virginia, click here for information

For general and helpful information about housing options, CLICK HERE. For information specific to the state of Virginia, CLICK HERE. To learn about the various taxes of Virginia and West Virginia, including retirement income taxes, CLICK HERE.

 

 Media

  Area Newspapers

 

  National Newspapers

Winchester Star Winchester, VA

Washington Post

Northern Virginia Daily Strasburg, VA

USA Today

Shenandoah Valley Herald Woodstock, VA

Wall Street Journal

Loudoun Times-Mirror Leesburg, VA

 

Page News and Courier Luray, VA

  Radio Stations

Clarke Times-Courier Berryville, VA

WINC fm radio contemporary

Richmond Times-Dispatch Richmond, VA

WMRA fm radio NPR

Hampshire Review Romney, WV

Q102 fm radio country

The Journal Martinsburg, WV

Apple County radio country 

Fauquier Citizen WARRENTON, VA

 

The Morgan Messenger Berkeley Springs, WV

 
     
 Additional Information

Commuter information

Compare two cities cost of living, taxes, education, pollution, etc...

Directions to my office

Get moving and truck rental quotes from different companies

Golf courses within the area

Helpful area phone numbers

Home defect guide

Hotels within the Winchester-Frederick County area

Learn about Winchester and Frederick County's important roles in the Civil War

Neighboring areas

Outdoor Information: Biking, Camping, Canoeing & Rafting, Fishing, Hiking, etc...

Real estate vocabulary

Relocation form

Some people Teresa enjoys doing business with

Testimony from past clients

The Teresa Team's comprehensive marketing strategy of your home

Tour Lake Holiday

Virginia road conditions

West Virginia road conditions

What you need to know about BUYING real estate

What you need to know about SELLING real estate

Winchester-Frederick County area facts

Worksheets for buyers and sellers

 

 

   

 

Oakcrest_small.jpg (3758 bytes) TheTeresaTeam.com
2045 Valley Ave., Winchester, VA  22601

teresa@inhomes.com
540-664-2000

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